Concord, NC
Concord Homes for Sale: An Honest Area Guide
Direct answer
Concord is the county seat of Cabarrus County, a city of about 114,600 on I-85 northeast of Charlotte, home to Charlotte Motor Speedway, Concord Mills, a historic downtown on Union Street, and Eli Lilly's $2 billion injectables plant. The median sale price was $365,000 in September 2026 and $373,415 year to date, per Canopy MLS. The detail buyers miss most: a Concord mailing address doesn't tell you whether a home is inside Concord, inside Kannapolis, or in unincorporated Cabarrus County, and that decides your tax rate and school district.
Homes for sale
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Every active listing in Concord, from every brokerage, updated through the MLS. Pick a range to start, and when something catches your eye, ask me what the listing doesn't tell you.
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The numbers
What do homes cost in Concord right now?
Source: Canopy Realtor Association: Local Market Update for September 2026 (city reports) and Charlotte Region Marketwatch Q3 2026 (ZIP and county tables), data current as of October 5, 2026. Medians do not account for concessions or down payment assistance.
At a glance
Concord at a glance
| Item | Concord |
|---|---|
| County | Cabarrus, NC |
| Government | Incorporated city and county seat |
| Population | 114,598 (Census estimate, July 2025) |
| Public schools | Cabarrus County Schools for most city addresses; some nearby addresses may be served by Kannapolis City Schools (assignment by address) |
| Main roads | I-85, US 29 (Concord Pkwy), US 601, NC 73, NC 49 |
| Drive to Uptown | About 25 to 40 minutes depending on where you start, longer at peak (estimate) |
| Property tax | About $0.996 per $100 inside city limits (Cabarrus County $0.576, adopted for FY2027, plus City of Concord $0.42, held flat in the FY2027 recommended budget). Cabarrus revalued in 2024; the next revaluation is 2028 |
| ZIPs | 28025, 28027 |
Sources: U.S. Census Bureau; county and municipal budgets and millage schedules; district websites. Drive times are estimates; test your commute at your actual hour.
Before you buy
What most buyers get wrong about Concord
The ZIP doesn't tell you the city. A Concord 28027 address can sit inside Concord, inside Kannapolis, or in unincorporated Cabarrus County, and the Postal Service even accepts "Kannapolis" as a city name for 28027. City homes pay the city rate; unincorporated homes pay a fire district rate instead. Pull the county parcel record for every home you consider.
Two school districts operate nearby. Cabarrus County Schools serves most Concord addresses, but Kannapolis City Schools is a separate district whose boundary doesn't match city lines. Verify assignment with the district for the exact address.
28025 and 28027 are different markets. In Q3 2026, the median sale price was $350,000 in 28025, which includes downtown and the east side, and $420,000 in 28027 on the west side toward the Speedway and Concord Mills.
Your tax bill is more predictable here. Cabarrus County revalued in 2024 and isn't scheduled again until 2028, while Mecklenburg, Gaston, and Lincoln counties all revalue in January 2027.
The city offers down payment help. Concord's program provides $10,000 to $25,000 for qualifying first-time buyers inside city limits, with price caps of $340,000 for existing homes and $364,075 for new construction. See the details.
Fit
Who is Concord a good fit for?
It tends to suit
- Commuters to University City, the I-85 corridor, or the Speedway and Concord Mills area
- First-time buyers using Concord's down payment assistance
- Buyers who want more home for the money than Mecklenburg County offers
- Buyers who want a historic downtown with a mix of older and newer homes
Look elsewhere if
- You commute to south Charlotte or the airport every day
- You want lake living (look at Mooresville or Huntersville)
- You'd rather not live near race-weekend traffic on the Speedway corridor
Housing
What kinds of homes are in Concord?
Historic homes near downtown and Union Street, older mill-village housing in pockets, established subdivisions, and large master-planned HOA communities with active new construction, especially to the west and north toward Kannapolis and Harrisburg and along NC 49, NC 73, and US 601. Townhome supply is growing.
Downtown and Union Street
Historic homes near the courthouse square and downtown shops.
West Concord, 28027
Newer communities near Concord Mills, the Speedway, and I-85.
Mill-village streets
Older homes with character, often at lower price points.
NC 49 and US 601 corridors
Newer subdivisions and townhomes on the growing edges.
Charlotte Motor Speedway, zMAX Dragway, Concord Mills, historic downtown on Union Street, and Concord-Padgett Regional Airport. Eli Lilly's injectables plant near the Speedway opened in late 2024.
Shopping new construction here? Read how I represent buyers with builders before your first model home visit.
Thinking seriously about Concord?
Let's make Concord specific to you
Tell me what would help most and I'll send it over: homes that match, new listing alerts, the school assignment for a specific address, what the tax bill would really be, new construction options, or a side-by-side with another area.
No pressure. Just the honest version.
Concord questions
How much do homes cost in Concord, NC?
The median sale price was $365,000 in September 2026 and $373,415 for 2026 year to date, according to Canopy MLS. In Q3 2026, ZIP 28025's median was $350,000 and 28027's was $420,000.
What are property taxes in Concord, NC?
About $0.996 per $100 of assessed value inside city limits for FY2027: Cabarrus County's $0.576 plus the city's $0.42. Unincorporated addresses pay a fire district rate instead of the city rate.
Is a Concord 28027 address in Concord or Kannapolis?
It can be either, or unincorporated Cabarrus County. The Postal Service accepts both city names for 28027, so check the county parcel record for each home.
What school district serves Concord?
Cabarrus County Schools serves most Concord addresses, and Kannapolis City Schools serves some nearby ones. Verify assignment with the district for any specific address.
Is there down payment assistance in Concord?
Yes. The City of Concord offers $10,000 to $25,000 for first-time buyers at or below 80 percent of area median income buying inside city limits, with price caps of $340,000 for existing homes and $364,075 for new construction.
Buying in Concord?
Get the honest version before you tour
Book a 20-minute call and I'll tell you which streets, pockets, and price points make sense for you.
Or call or text (704) 746-3566.